Disability Tax Credit and Registered Disability Savings Plan

The Disability Tax Credit (DTC) provides a tax credit to people with CF who qualify, generally on the basis of how much secretion clearance therapy they do on a weekly basis. This is a federal program and you can read more about it here.

The Registered Disability Savings Plan (RDSP) is unique to Canada. It allows people who receive the DTC to put money into an RDSP, which can be set-up through a bank or a credit union, and to receive matching grants from the federal government. The aim is to assist people living with disabilities and chronic conditions to save money for the future and for retirement. Read more about it here.